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Liability Insurance Claims

Public liability insurance usually covers you for bodily injury to the public and property damage that you are legally liable for in the course of your work. Public liability insurance is usually available in many different indemnity limits of cover such as 1,000,000, 2,000,000 and 5,000,000. Employers liability insurance is usually offered at a standard indemnity limit of 10,000,000.

If you are unfortunate enough to have to make a public liability insurance claim or employers liability insurance claim then you should be aware that many insurers now have claim help phone lines. This means the insurance company can take the information over the telephone without the need for a claim form to be completed. The claim would usually be settled subject to the excess on the policy which is normally between 100 and 250 for public liability insurance.

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